Services : Plan Design

The single greatest expense for the vast majority of plan sponsors is employer contributions. However, retirement plan vendors focus primarily on investment performance and administration cost. Plan design is the only element of a retirement plan that ensures the compensation incentive and tax objectives of the plan sponsor are met.

The Multnomah Group is proficient in the design of all types of qualified retirement plans including:

• 401(k)
• Profit Sharing
• Defined Benefit
• Pension
• Target Benefit
• Cross-Testing
• Social Security Integration
• Age Weighting
• Safe Harbor

The rapidly changing legislation surrounding the Employee Retirement Income Security Act of 1974 (ERISA) places a premium on a consultant’s ability to understand the goals of the business and to design a plan as unique as the company who sponsors it.