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PLAN DESIGN

The single greatest expense for the vast majority of plan sponsors is employer contributions. However, retirement plan vendors tend to focus primarily on investment performance and administration costs. Plan design is the only element of a retirement plan that ensures that the plan sponsor's compensation incentive and tax objectives will be met.

The rapidly changing legislation surrounding qualified retirement plans places a premium on a consultant's ability to understand the goals of the organization and to design a plan as unique as the company who sponsors it.

That's where we come in. The Multnomah Group has a wealth of experience in designing all types of qualified retirement plans including:

| · | 401(k) |  | · | Defined Benefit |
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| · | 403(b) |  | · | Case Balance |
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| · | 457 |  | · | Target Benefit |
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| · | Profit Sharing |  | · | Non-Qualified 409(A) |
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