Resources

Thought leadership with plan fiduciary education in mind

Webinar Recording: ERISA Cybersecurity: Evolving Retirement Plan Risks and Responsibilities
Webinars

Webinar Recording: ERISA Cybersecurity: Evolving Retirement Plan Risks and Responsibilities

Cybersecurity is an increasingly serious issue across all industries, and recent data breaches have shown that benefit plans, sponsors, and service providers are not immune to threats. Questions we receive from plan sponsors include: What do we need to be aware of to stay vigilant in our policies and procedures? What should we do if we are aware of a breach? What can we expect if we receive a DOL audit? This webinar offers guidance regarding ERISA plan fiduciary responsibilities concerning privacy, data security, and data breaches.

2023 Regulatory Update
White Papers

2023 Regulatory Update

Multnomah Group's annual Regulatory Update provides an overview of current legal and legislative events impacting the retirement plan and investment industry.

How to Conduct a Successful Retirement Plan Audit
White Papers

How to Conduct a Successful Retirement Plan Audit

Conducting a retirement plan audit is a requirement for large plan sponsors governed by ERISA. By following the tips outlined in this guide, you can plan your audit effectively, gather all the necessary information, review plan operations thoroughly, and report your findings clearly, concisely, and effectively.

Webinar Recording: Retirement Plan Regulatory Update 2.0
Webinars

Webinar Recording: Retirement Plan Regulatory Update 2.0

2022 ended with a lot of activity around retirement plan regulation. The Department of Labor issued its final rules related to the use of Environmental, Social and Governance (ESG) considerations for retirement plan investment options. In addition, SECURE 2.0 was signed into law on December 29. Watch our webinar recording for an update on these substantive changes and their impact on retirement plans.

Webinar Recording: Demystifying ESG: Help for Plan Sponsors Considering ESG Investments for their Plan
Webinars

Webinar Recording: Demystifying ESG: Help for Plan Sponsors Considering ESG Investments for their Plan

As participant demand for sustainable investment options grows and Department of Labor regulations struggle to catch up, plan sponsors are caught in the middle. For plan sponsors, the starting point hasnŽ??????Ÿ??t really changed at all. SponsorsŽ??????Ÿ?? primary investment duty under ERISA is to act in the best interest of plan participants and beneficiaries Ž??????Ÿ?? and accounting for ESG considerations fits under that mandate.

Webinar Recording: Don't Forget the Disclosures: What's Required to Keep Plan Participants & Beneficiaries Informed
Webinars

Webinar Recording: Don't Forget the Disclosures: What's Required to Keep Plan Participants & Beneficiaries Informed

Plan documents, fee disclosures, annual reports - these documents (and more) are all required participant notices as directed by ERISA. Do you know how you should deliver these notices or if you can hire an outside provider to help you engage your participants? We cover these questions, and more in this installment of our Fiduciary Training Program focused on employee engagement and required notices.

Retirement Plan Fee Benchmarking Case Study
Case Studies

Retirement Plan Fee Benchmarking Case Study

The challenges facing 401(k) and 403(b) retirement plan sponsors to ensure the fees associated with their retirement plan are reasonable in light of the services rendered can seem daunting. It's a balancing act requiring a diligent vendor monitoring program. An example of the work we do to assist our clients in this fiduciary duty is outlined in this case study focused on fee benchmarking.

Retirement Plan Investment Menu Review Case Study
Case Studies

Retirement Plan Investment Menu Review Case Study

Each committee should establish a fundamental set of beliefs relative to the construction of an investment menu. To learn more about the work we have done to review our clients' investment positions and menu design, download our investment menu review case study.

Retirement Plan Committee Best Practices
White Papers

Retirement Plan Committee Best Practices

Download our guide to help understand what the Employee Retirement Income Security Act (ERISA) (and similar state laws) requires for retirement plans, how committees have typically functioned, and how committees will need to function to be successful and sustaining for years to come.

Protecting Participant Data: How to Monitor and Mitigate Recordkeeper Conflicts of Interest
White Papers

Protecting Participant Data: How to Monitor and Mitigate Recordkeeper Conflicts of Interest

We believe there are six areas where recordkeeping vendors have tried to monetize their relationship with retirement plans. This plan sponsor guide focuses on the fourth way of generating excess revenue ?Ž???????Ž??????Ÿ???????Ž??????Ÿ??cross-selling retail financial products. For plan sponsors, it is important to understand how recordkeepers cross-sell retail financial products and what the plan sponsor?Ž???????Ž??????Ÿ???????Ž??????Ÿ?Ž???????s obligation is to reduce or eliminate such cross-selling.

Investment Manager Due Diligence Outlines
White Papers

Investment Manager Due Diligence Outlines

When it comes to conducting manager selection, it is the things unseen that are the key to having confidence in the manager's ability to outperform in the future. This short resource guide provides a look into how we conduct our investment manager due diligence.

Meeting Minutes: The Importance of Documenting Your Process
White Papers

Meeting Minutes: The Importance of Documenting Your Process

Meeting minutes capture the discussion and decisions of the investment committee. Several sets of meeting minutes help weave together the story of the actions the committee has taken related to their retirement plan. Our resource walk through what plan sponsors should know about this documentation.

Investment Policy Statement Review Guide
White Papers

Investment Policy Statement Review Guide

When properly drafted and followed, an Investment Policy Statement (IPS) can be a valuable tool to assist plan fiduciaries in managing and mitigating investment-related risk. Read our quick review guide to learn what material you should and should not include in your IPS.

Webinar Recording: Best Practices in Fiduciary Governance
Webinars

Webinar Recording: Best Practices in Fiduciary Governance

Did you know that the DOL requires employers to educate retirement plan committee members on their roles and responsibilities? Recent litigation and audit activity from the Department of Labor has highlighted the challenges for employers without adequate governance and oversight. Well-run retirement plans nearly universally have the input, support, and decision-making of an entire committee with rules dictated by and accountability to the employer.

Fee Compression: Five Ways Providers Monetize Recordkeeping
White Papers

Fee Compression: Five Ways Providers Monetize Recordkeeping

Generally, we believe there are five areas where recordkeeping vendors have tried to monetize their relationship with retirement plans: proprietary investment management, managed accounts, IRA rollovers, cross-selling retail financial products, and annuitization. In this paper, we take a closer look at each of these five approaches.

Webinar Recording: Fiduciary Fundamentals
Webinars

Webinar Recording: Fiduciary Fundamentals

Are you a retirement plan fiduciary? Do you understand what it means to be an ERISA fiduciary and the associated responsibilities? Our "Fiduciary Fundamentals" webinar shares a piece of our Fiduciary Training Program focused on exploring and understanding fiduciary responsibilities.

Investment Manager Selection for Actively-managed Funds
White Papers

Investment Manager Selection for Actively-managed Funds

In this paper, our investment analysts delve into how Multnomah Group conducts the investment manager due diligence that underlies our actively-managed fund recommendations. We cover how we construct actively-managed investment menus and evaluate investment management teams, philosophy and process, and portfolio construction and risk controls.

Webinar Recording: Save Time & Manage Risk by Understanding Legislation, Litigation & Regulation Impacting Retirement Plans
Webinars

Webinar Recording: Save Time & Manage Risk by Understanding Legislation, Litigation & Regulation Impacting Retirement Plans

Keeping up with the legislative landscape impacting retirement plans has been a full-time job during 2018. If you are a member of the retirement plan committee, but it?Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ????????????Ž????????Ž???????Ž?????????Ž???????Ž??????Ÿ????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ??????????Ž???????Ž??????Ÿ???Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ????????????Ž????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ????????????Ž????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž???????Ž??????Ÿ?Ž????????Ž???????Ž??????Ÿ???????Ž??????Ÿ?Ž????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž?????????Ž???????Ž??????Ÿ??????????Ž???????Ž??????Ÿ???Ž???????Ž??????Ÿ???????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ????????????Ž????????Ž???????Ž?????????Ž???????Ž??????Ÿ????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ??????????Ž???????Ž??????Ÿ???Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž???????Ž??????Ÿ?Ž????????Ž???????Ž??????Ÿ???????Ž??????Ÿ?Ž????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž?????????Ž???????Ž??????Ÿ??????????Ž???????Ž??????Ÿ???Ž???????Ž??????Ÿ???????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž?????????Ž???????Ž??????Ÿ??????????Ž???????Ž??????Ÿ???Ž???????Ž??????Ÿ???????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž???????Ž??????Ÿ?Ž????????Ž???????Ž??????Ÿ???????Ž??????Ÿ?Ž????????Ž???????Ž?????????Ž???????Ž??????Ÿ???????Ž??????Ž????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ????????????Ž????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž?????????Ž???????Ž??????Ÿ???????Ž??????Ž????????Ž???????Ž??????Ÿ???????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž?????????Ž???????Ž??????Ÿ???????Ž??????Ž????????Ž???????Ž??????Ÿ???????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ???????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ????????????Ž????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž???????Ž??????Ÿ?Ž????????Ž???????Ž??????Ÿ???????Ž??????Ÿ?Ž????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž?????????Ž???????Ž??????Ÿ???????Ž??????Ž????????Ž???????Ž??????Ÿ???????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ????????????Ž????????Ž???????Ž?????????Ž???????Ž??????Ÿ????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ??????????Ž???????Ž??????Ÿ???Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž???????Ž??????Ÿ?Ž????????Ž???????Ž??????Ÿ???????Ž??????Ÿ?Ž????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž?????????Ž???????Ž??????Ÿ??????????Ž???????Ž??????Ÿ???Ž???????Ž??????Ÿ???????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž?????????Ž???????Ž??????Ÿ??????????Ž???????Ž??????Ÿ???Ž???????Ž??????Ÿ???????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž???????Ž??????Ÿ?Ž????????Ž???????Ž??????Ÿ???????Ž??????Ÿ?Ž????????Ž???????Ž?????????Ž???????Ž??????Ÿ???????Ž??????Ž????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ????????????Ž????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž?????????Ž???????Ž??????Ÿ???????Ž??????Ž????????Ž???????Ž??????Ÿ???????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž?????????Ž???????Ž??????Ÿ???????Ž??????Ž????????Ž???????Ž??????Ÿ???????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž?????????Ž???????Ž??????Ÿ???????Ž??????Ž????????Ž???????Ž??????Ÿ???????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ????????????Ž????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž???????Ž??????Ÿ?Ž????????Ž???????Ž??????Ÿ???????Ž??????Ÿ?Ž????????Ž???????Ž???????????Ž????????Ž????????Ž????????Ž???????Ž??????Ÿ???????Ž??????Ž?????????????????Ž???????Ž??????Ÿ?????Ž????????Ž???????Ž??????????Ž??????Ÿ???Ž????????Ž????????Ž???????Ž??????Ÿ??????????????Ž???????Ž?????????Ž???????Ž??????Ÿ??????????Ž???????Ž??????Ÿ???Ž???????Ž??????Ÿ???????Ž???????s not your full-time job, then this webinar is for you.

Best Practices for Beneficiary Designations in Retirement Plans

Best Practices for Beneficiary Designations in Retirement Plans

Issues for plan sponsors to consider when it comes to beneficiary designations are very broad. There is no "one-size fits all" answer when designing a retirement plan to deal with beneficiary designations. The right approach for your plan will be based on a number of facts and circumstances. Listed below are just a few of the issues plan sponsors should consider when administering beneficiary designations.