Thought leadership resources for retirement plan sponsors.

2024 Regulatory Update

This year's annual Regulatory Update has significantly shifted from regulation to litigation. The last two publications focused largely on SECURE 2.0 provisions and their impact on retirement plans. SECURE 2.0 remains an active topic in our industry, as many mandatory and optional provisions continue to take effect. However, the litigation focused on plan sponsors and governmental agencies has taken the spotlight.

Case Studies

Case Study: Strategic Glidepath Implementation

Multnomah Group reviewed our client, a large, well-known public higher education system that requested assistance in developing and implementing a new target date fund suite for its plan participants. This case study explains our process to find our client a satisfactory target date fund series.

Webinars

Webinar Recording: Navigating Retirement Plan Transitions

Transitioning your retirement plan from one recordkeeper to another can be a complicated process. To help you navigate this process smoothly, our consultant, Breion Rollins, presented a webinar designed to assist you in successfully managing the challenges of recordkeeper transitions.

White Papers

Navigating Retirement Plan Transitions

Transitioning your retirement plan from one recordkeeper to another can be a complex and significant undertaking. In this guide, we will walk you through how to navigate the challenges of such transitions while offering best practices to ensure a seamless experience for both plan sponsors and participants.

Case Studies

Revamping Retirement: Transforming Operations for a Small Hospitality Company

This case study discusses the work we did for a small hospitality company whose retirement plan was being serviced by its payroll provider. The company was starting to feel frustrated with its plan operations.

Webinars

Webinar Recording: Retirement Plan Service Agreements

Are you navigating the complexities of retirement plan service agreements? Do you want to ensure you're equipped with the knowledge to understand how the contract operates and ERISA considerations, as well as gain tips on pre-contract preparations and contract review? Davis Wright Tremaine and Multnomah Group presented a joint webinar to help guide you through retirement plan service agreements.

Webinars

Webinar Recording: Annual Fee Benchmarking Results

Each year, we gather fee data from the different providers our clients utilize as recordkeepers for their plan(s). We compile the information and produce a report outlining the fees paid for recordkeeping the plan and benchmark those fees against peer group ranges.

Webinars

Webinar Recording: Retirement Plan Litigation: Reflecting on the Past, Present, and Future

Watch this insightful review of previous litigation cases and explore the essential fiduciary best practices that can be gleaned from them.

Webinars

Webinar Recording: Retirement Plan Risk in the NFP Section

Watch this recording to enhance your understanding and approach to retirement plan management in the NFP sector with insights from experienced professionals working with plan sponsors like you.

White Papers

Cultivating Retirement Success: Streamlined Best Practices for Committees

This guide seeks to describe, in simplified terms, the practices of effective and efficient retirement plan committees.

Webinars

Webinar Recording: ERISA Cybersecurity: Evolving Retirement Plan Risks and Responsibilities

Cybersecurity is an increasingly serious issue across all industries, and recent data breaches have shown that benefit plans, sponsors, and service providers are not immune to threats. Questions we receive from plan sponsors include: What do we need to be aware of to stay vigilant in our policies and procedures? What should we do if we are aware of a breach? What can we expect if we receive a DOL audit? This webinar offers guidance regarding ERISA plan fiduciary responsibilities concerning privacy, data security, and data breaches.

White Papers

2023 Regulatory Update

Multnomah Group's annual Regulatory Update provides an overview of current legal and legislative events impacting the retirement plan and investment industry.

Webinars

Webinar Recording: 2023 Regulatory Update

Members of our Technical Services Committee review and discuss the legislative, regulatory, and litigation changes affecting retirement plans in 2023.

Case Studies

Case Study: Retirement Plan Fiduciary Basics

This Case Study explores the challenges faced by small organizations in the management of their 401(k) retirement plans and how improved governance processes can address these issues.

Webinars

Webinar Recording: Ask a Retirement Plan Advisor

This webinar answered questions directly from plan sponsors! We covered topics ranging from high-dividend stocks, de-risking a retirement plan, SECURE 2.0 provisions, excessive fee suits, + much more!

Webinars

Webinar Recording: Focused on ESG - Regulatory and Political Challenges for ESG in Retirement Plans

This webinar is focused on helping plan sponsors navigate ESG investments in this current regulatory and political landscape.

White Papers

How to Conduct a Successful Retirement Plan Audit

Conducting a retirement plan audit is a requirement for large plan sponsors governed by ERISA. By following the tips outlined in this guide, you can plan your audit effectively, gather all the necessary information, review plan operations thoroughly, and report your findings clearly, concisely, and effectively.

White Papers

Advisor Independence: Managed Accounts and the Role of a Retirement Plan Fiduciary

This Guide explores fiduciary obligations under the ERISA, the role of the investment fiduciary under ERISA Section 404, and how some advisors? actions are now being challenged as unlawful in class action litigation.

White Papers

Conducting a Retirement Plan Recordkeeping Vendor Search: Benefits and Best Practices

This guide begins with a look at why conducting a 401(k) or 403(b) recording keeping vendor search may be necessary to satisfy several of a plan sponsor's fiduciary duties under ERISA, followed by a discussion of the numerous practical benefits that result from a thorough vendor search.

White Papers

SECURE 2.0 Defined Contribution Retirement Plan Provisions

A plan sponsor resource breaking down SECURE 2.0 by effective date.

Webinars

Webinar Recording: Managing Fiduciary Risk: Fact, Fiction, and What May Be Next

Multnomah Group, the Faegre Drinker benefits and executive compensation team, and Euclid Fiduciary discuss managing risk for retirement plan fiduciaries. As 401(k)/403(b) fee class actions continue, plan fiduciaries need to understand their responsibilities and steps they can take to prevent or mitigate fiduciary liability.

Webinars

Webinar Recording: Retirement Plan Regulatory Update 2.0

2022 ended with a lot of activity around retirement plan regulation. The Department of Labor issued its final rules related to the use of Environmental, Social and Governance (ESG) considerations for retirement plan investment options. In addition, SECURE 2.0 was signed into law on December 29. Watch our webinar recording for an update on these substantive changes and their impact on retirement plans.

Webinars

Webinar Recording: Demystifying ESG: Help for Plan Sponsors Considering ESG Investments for their Plan

As participant demand for sustainable investment options grows and Department of Labor regulations struggle to catch up, plan sponsors are caught in the middle. For plan sponsors, the starting point hasnÂ??????Â??t really changed at all. SponsorsÂ??????Â?? primary investment duty under ERISA is to act in the best interest of plan participants and beneficiaries Â??????Â?? and accounting for ESG considerations fits under that mandate.

White Papers

2022 Regulatory Update

Our annual Regulatory Update provides an overview of current legal and legislative events impacting the retirement plan and investment industry.

Webinars

Webinar Recording: 2022 Retirement Plan Regulatory Update

Members of our Technical Services Committee review and discuss the legislative, regulatory, and litigation changes affecting retirement plans in 2022.

Webinars

Webinar Recording: Don't Forget the Disclosures: What's Required to Keep Plan Participants & Beneficiaries Informed

Plan documents, fee disclosures, annual reports - these documents (and more) are all required participant notices as directed by ERISA. Do you know how you should deliver these notices or if you can hire an outside provider to help you engage your participants? We cover these questions, and more in this installment of our Fiduciary Training Program focused on employee engagement and required notices.

Webinars

Webinar Recording: The Future of In-plan Lifetime Income Options

This webinar is focused on addressing the current and future landscape of lifetime income solutions in hopes we can help plan sponsors understand what is a good decision for their retirement plan.

Webinars

Webinar Recording: What Plan Sponsors Need to Know: Providers and SOC Reports

During this webcast, cohosted by Moss Adams, we provided context on SOC (System and Organization Controls) examinations, also known as SOC audits.

Webinars

Webinar Recording: 5 Retirement Plan Trends Affecting DC Plan Sponsors Today

In this webinar, members of our Vendor Services and Techincal Services Committees discuss the top 5 trends we feel are impacting DC plan sponsors today.

Webinars

Webinar Recording: Breaking Down Recordkeeping Vendor Searches: The Basics, Benefits & Best Practices

This webinar covers the benefits of running a vendor search, the timeline for running a search, best practices + much more!

Webinars

Webinar Recording: Fiduciary Investment Fundamentals

This Fiduciary Training webinar focuses on what committees need to understand about their fiduciary duties as it related to the investments in their retirement plan.

Webinars

Webinar Recording: Understanding Fiduciary Duty - Hiring a Service Provider

This Fiduciary Training webinar focuses on understanding the fiduciary requirements as it related to hiring a service provider for your retirement plan. This presentation is part of our L2 Fiduciary Training.

Case Studies

Retirement Plan Fee Benchmarking Case Study

The challenges facing 401(k) and 403(b) retirement plan sponsors to ensure the fees associated with their retirement plan are reasonable in light of the services rendered can seem daunting. It's a balancing act requiring a diligent vendor monitoring program. An example of the work we do to assist our clients in this fiduciary duty is outlined in this case study focused on fee benchmarking.

Case Studies

Retirement Plan Investment Menu Review Case Study

Each committee should establish a fundamental set of beliefs relative to the construction of an investment menu. To learn more about the work we have done to review our clients' investment positions and menu design, download our investment menu review case study.

Case Studies

Retirement Plan Design and Oversight Case Study

We partnered with a new client in 2017 to complete a detailed review of their retirement plans. The goal was to improve investment performance, reduce plan expenses and improve participant outcomes.

White Papers

Retirement Plan Committee Best Practices

Download our guide to help understand what the Employee Retirement Income Security Act (ERISA) (and similar state laws) requires for retirement plans, how committees have typically functioned, and how committees will need to function to be successful and sustaining for years to come.

White Papers

Protecting Participant Data: How to Monitor and Mitigate Recordkeeper Conflicts of Interest

We believe there are six areas where recordkeeping vendors have tried to monetize their relationship with retirement plans. This plan sponsor guide focuses on the fourth way of generating excess revenue ?Â???????Â??????Â???ÂÂ????Â??????Â??cross-selling retail financial products. For plan sponsors, it is important to understand how recordkeepers cross-sell retail financial products and what the plan sponsor?Â???????Â??????Â???ÂÂ????Â??????Â?Â???????s obligation is to reduce or eliminate such cross-selling.

Webinars

Webinar Recording: Tax-exempt Organizations & 457(f) and 457(b) Plans

Interested in learning more about how 457 plans work? This webinar compares and contrasts 457(b) and 457(f) plans for tax-exempt entities, reviewing the application of ERISA, eligibility, contributions, distributions, the security of assets, taxation of benefits, and more.

FAQ

Understanding 408(b)(2) Disclosures

ERISA requires 408(b)(2) disclosures. This short resource helps plan sponsors understand what it is and why it's required.

White Papers

DC Plan Recordkeeping Services Review

This discussion guide is intended to help facilitate a retirement plan committee's review of the primary services offered by their recordkeeper(s).

White Papers

Investment Manager Due Diligence Outlines

When it comes to conducting manager selection, it is the things unseen that are the key to having confidence in the manager's ability to outperform in the future. This short resource guide provides a look into how we conduct our investment manager due diligence.

FAQ

FAQ: ESG Investments

We cover common questions from plan sponsors regarding ESG investments.

White Papers

Fiduciary Education for Your Retirement or Investment Committee

Our Fiduciary Education for Your Retirement or Investment Committee resource walks through the importance of continued fiduciary education for current and new committee members.

White Papers

Best Practices for Managing a Retirement Plan Committee

Our "Best Practices for Managing a Retirement Plan Committee" plan sponsor resource walks though the most important items to address and follow in items in running and managing a retirement plan committee.

FAQ

FAQ: Pooled Employer Plan (PEP)

What is a Pooled Employer Plan (PEP)? This + many more questions answered in our PEP FAQ.

Webinars

Webinar Recording: Fund Mapping - The Why and How of this Fiduciary Action

During this webinar, we cover the the reasons for fund mapping, the DOL guidance on fund mapping, and three common fund mapping strategies + more

White Papers

Resources to Help Identify, Monitor, and Avoid Retirement Plan Vendor Conflicts

Our retirement plan vendor conflicts resources help you identify, monitor, and avoid any conflicts with your plan's service providers + a worksheet to assist in asking the right questions about potential conflicts.

White Papers

The Importance of Reporting to the Board

Download our reporting to the board plan sponsor resource for a deep dive into what information needs to be reported to the Board + much more.

White Papers

Meeting Minutes: The Importance of Documenting Your Process

Meeting minutes capture the discussion and decisions of the investment committee. Several sets of meeting minutes help weave together the story of the actions the committee has taken related to their retirement plan. Our resource walk through what plan sponsors should know about this documentation.

Webinars

Webinar Recording: Fiduciary File - The Importance of Maintaining Proper Documentation

This webinar focuses on the documentation plan fiduciaries need to maintain in their records. Documentation is critical to assist a retirement committee in understanding the history of decisions made regarding the plan. It is also critical when addressing any legal or regulatory inquiries.

Webinars

Webinar Recording: Understanding Retirement Plan Vendor Conflicts

Hear from members of our Vendor Services Committee as they walk through why understanding the ways recordkeeping vendors try to monetize their relationship with your plan is essential in identifying any possible conflicts of interest with your plan's service providers.

White Papers

Understanding Default Investments: A Focus on Target Date Funds

A toolkit for plan sponsors to help understand what default investment options are available and why target date funds are the most popular.

White Papers

Recordkeeping RFPs: How to Prepare, Review and Evaluate Vendors

A toolkit for plan sponsors to better understand how to conduct a successful recordkeeping RFP.

White Papers

8 Guidelines from the DOL on Target Date Funds

A review of the DOL's 8 guidelines for target date funds.

White Papers

Breaking Down QDIA Solutions

A dive into the history of QDIA and which type of QDIA might work best for your retirement plan.

White Papers

Understanding Target Date Fund Glidepath Ranges

Read our in-depth look at target date fund glidepath ranges.

White Papers

How to Create a Vendor Search Timeline

Planning to conduct a recordkeeping vendor search? Here are the steps to follow for a best practice search.

White Papers

Scoring Criteria for a Recordkeeping RFP

Eight review categories for plan sponsors to consider when conducting a recordkeeping RFP.

White Papers

Investment Policy Statement Review Guide

When properly drafted and followed, an Investment Policy Statement (IPS) can be a valuable tool to assist plan fiduciaries in managing and mitigating investment-related risk. Read our quick review guide to learn what material you should and should not include in your IPS.

White Papers

A Guide to Creating and Maintaining your Investment Policy Statement

While there is no specific format or technical language that an Investment Policy Statement (IPS) is required to include, there are some categories of content a plan sponsor might considering incorporating into a best practice IPS.

White Papers

Fiduciary File: What is it and What do you Keep In It?

Read our resource on the five categories of materials a plan sponsor should include in their fiduciary file.

Webinars

Webinar Recording: Recordkeeping Vendor Searches: More than Just Fees

This webinar covers the benefits of running a vendor search, the timeline for running a search, best practices + much more!

Webinars

Webinar Recording: A Focus on Tax-exempt Organizations: 457(f) & 457(b) Plans

Webinars

Webinar Recording: Recent ERISA Litigation and Decisions: Updates and Takeaways for Plan Sponsors

Watch this webinar recording for an observation of the developments in ERISA litigation over the last year and a discussion of what plan sponsors should take away from each decision or settlement.

White Papers

Fact Sheet: The SECURE Act Lifetime Income Provisions

The Setting Every Community Up for Retirement Enhancement (SECURE) Act was signed into law in December 2019 and contains provisions that seek to expand access to lifetime income within retirement plans. Review those provisions in our fact sheet.

Webinars

Audiocast Recording : A Review of the CARES Act: Defined Contribution Plan Provisions

During this audiocast, our team walks plan sponsors through the provisions of the new CARES Act affecting employer-sponsored retirement plans.

Webinars

Audiocast Recording : Navigating Employee Benefits in an Evolving COVID-19 Pandemic

Listen to this joint audiocast with Faegre Drinker for a discussion on navigating employee benefits in an evolving COVID-19 pandemic.

Webinars

Webinar Recording: The Importance of Prudently Monitoring Target Date Funds

Whether target date funds are already a part of your plan lineup or you're considering adding them, careful evaluation and review are critical to your responsibility as a plan fiduciary. Watch this webinar for insight into how to build a process for evaluating your plan's target date funds.

Webinars

Webinar Recording: Breaking Down the SECURE Act's Impact on DC Retirement Plans

Do you understand what the SECURE Act means for your defined contribution retirement plan specifically? Watch our webinar recording for a look into the provisions of the Act and how it impacts your plan.

Webinars

Webinar Recording: Student Loan Debt + Financial Health + Savings Rates: A Change in Design Focus

During this webinar, we discuss how employers are exploring innovative ways to integrate emergency savings and student loan debt repayment with their retirement benefit programs.

White Papers

2019 Regulatory Update

Plan sponsors should review the initiatives outlined within and consider how each initiative may/may not impact their plan(s).

Webinars

Webinar Recording: Fee Allocation - How to Choose Your Model

This webinar delves into the different fee allocations models and how to determine the right path for your retirement plan.

Webinars

Webinar Recording: Best Practices in Fiduciary Governance

Did you know that the DOL requires employers to educate retirement plan committee members on their roles and responsibilities? Recent litigation and audit activity from the Department of Labor has highlighted the challenges for employers without adequate governance and oversight. Well-run retirement plans nearly universally have the input, support, and decision-making of an entire committee with rules dictated by and accountability to the employer.

Webinars

Webinar Recording: Understanding Fiduciary Duty: Hiring a Service Provider

The DOL allows fiduciaries to hire service providers to handle fiduciary functions where the committee lacks expertise. During this webinar, we discuss a section of our Fiduciary Training Program focused on service providers and their fees.

White Papers

Fee Compression: Five Ways Providers Monetize Recordkeeping

Generally, we believe there are five areas where recordkeeping vendors have tried to monetize their relationship with retirement plans: proprietary investment management, managed accounts, IRA rollovers, cross-selling retail financial products, and annuitization. In this paper, we take a closer look at each of these five approaches.

Webinars

Webinar Recording: It's Almost Spring: Time to Get into the Weeds of DC Plan Operations

Are you comfortable getting into the weeds as it relates to the day-to-day operations of your defined contribution retirement plan? If not, then this is the webinar for you!

Webinars

Webinar Recording: Recent Developments in 403(b) Plan Litigation

Cases against 403(b) plans have been in the headlines since 2016 and will continue to be a story in 2019. This webinar can help you design your prudent process using lessons learned from these cases, and much more.

Webinars

Webinar Recording: Fiduciary Fundamentals

Are you a retirement plan fiduciary? Do you understand what it means to be an ERISA fiduciary and the associated responsibilities? Our "Fiduciary Fundamentals" webinar shares a piece of our Fiduciary Training Program focused on exploring and understanding fiduciary responsibilities.

White Papers

Investment Manager Selection for Actively-managed Funds

In this paper, our investment analysts delve into how Multnomah Group conducts the investment manager due diligence that underlies our actively-managed fund recommendations. We cover how we construct actively-managed investment menus and evaluate investment management teams, philosophy and process, and portfolio construction and risk controls.

Webinars

Webinar Recording: Investment Fundamentals: Committee Member Responsibilities

This webinar focuses on what retirement plan committees need to understand about their responsibilities related to retirement plan investments.

Webinars

Webinar Recording: Save Time & Manage Risk by Understanding Legislation, Litigation & Regulation Impacting Retirement Plans

Keeping up with the legislative landscape impacting retirement plans has been a full-time job during 2018. If you are a member of the retirement plan committee, but it?Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ???????Â????????Â???????Â?????????Â???????Â??????Â???ÂÂ?????Â????????Â????????Â????????Â???????Â??????Â?????ÂÂ?????Â???????Â??????Â???Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ???????Â????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????Â????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ???????Â????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â???????Â??????Â?Â????????Â???????Â??????Â???ÂÂ????Â??????Â?Â????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â?????????Â???????Â??????Â???ÂÂ???????Â???????Â??????Â???Â???????Â??????Â???ÂÂ????Â??????Â??Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ???????Â????????Â???????Â?????????Â???????Â??????Â???ÂÂ?????Â????????Â????????Â????????Â???????Â??????Â?????ÂÂ?????Â???????Â??????Â???Â????????Â???????Â??????????Â??????Â???Â???????Â??????Â?Â????????Â???????Â??????Â???ÂÂ????Â??????Â?Â????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â?????????Â???????Â??????Â???ÂÂ???????Â???????Â??????Â???Â???????Â??????Â???ÂÂ????Â??????Â??Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â?????????Â???????Â??????Â???ÂÂ???????Â???????Â??????Â???Â???????Â??????Â???ÂÂ????Â??????Â??Â???????Â??????????Â??????Â???Â???????Â??????Â?Â????????Â???????Â??????Â???ÂÂ????Â??????Â?Â????????Â???????Â?????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ???????Â????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â?????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????Â???????Â??????Â???????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â?????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????Â???????Â??????Â???????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â???????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ???????Â????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â???????Â??????Â?Â????????Â???????Â??????Â???ÂÂ????Â??????Â?Â????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â?????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????Â???????Â??????Â???????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ???????Â????????Â???????Â?????????Â???????Â??????Â???ÂÂ?????Â????????Â????????Â????????Â???????Â??????Â?????ÂÂ?????Â???????Â??????Â???Â????????Â???????Â??????????Â??????Â???Â???????Â??????Â?Â????????Â???????Â??????Â???ÂÂ????Â??????Â?Â????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â?????????Â???????Â??????Â???ÂÂ???????Â???????Â??????Â???Â???????Â??????Â???ÂÂ????Â??????Â??Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â?????????Â???????Â??????Â???ÂÂ???????Â???????Â??????Â???Â???????Â??????Â???ÂÂ????Â??????Â??Â???????Â??????????Â??????Â???Â???????Â??????Â?Â????????Â???????Â??????Â???ÂÂ????Â??????Â?Â????????Â???????Â?????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ???????Â????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â?????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????Â???????Â??????Â???????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â?????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????Â???????Â??????Â???????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â?????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????Â???????Â??????Â???????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ???????Â????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â???????Â??????Â?Â????????Â???????Â??????Â???ÂÂ????Â??????Â?Â????????Â???????Â???????????Â????????Â????????Â????????Â???????Â??????Â???ÂÂ????Â??????ÂÂ????????????ÂÂ?????Â???????Â??????Â?????Â????????Â???????Â??????????Â??????Â???Â????????Â????????Â???????Â??????Â?????ÂÂ?????????Â???????Â?????????Â???????Â??????Â???ÂÂ???????Â???????Â??????Â???Â???????Â??????Â???ÂÂ????Â??????Â?s not your full-time job, then this webinar is for you.

White Papers

ERISA 3(21) & 3(38) Investment Advisors/Managers

In this white paper, we take an in-depth look at both 3(21) and 3(38) investment advisors and how to choose which one best suits your company's needs.

White Papers

Understanding Retirement Plan Fees

Our goal for this guide is to provide a thorough overview of the categories of retirement plan fees and the specific services typically related to each expense for plan fiduciaries.

White Papers

Out With the DOL Rule and In With the SEC Rule: An Update on What Standards Govern Financial Professionals

This Guide seeks to review the current state of the retirement plan industry as it relates to standards of conduct that govern financial professionals.

Webinars

Tips and Takeaways for Maintaining Your Retirement Plan Document

Listen in to our audiocast "Tips and Takeaways for Maintaining Your Retirement Plan Document" as Summer Conley, partner at Drinker Biddle, and Bonnie Treichel, senior consultant at Multnomah Group, discuss common problem areas plan sponsors encounter with their plan documents.

Webinars

Best Practices for Management Retirement Benefits in Higher Education

The current regulatory landscape and the continued rise in litigation against higher education plan sponsors emphasize the need for sound retirement plan oversight.

Webinars

New Year, New Vendor? Conducting a Vendor Search: Benefits and Best Practices

One of a plan sponsor's most important fiduciary duties is the selecting and monitoring of a competent service provider to supply services to the plan for a reasonable fee. To be a prudent fiduciary, this can involve conducting a vendor search to benchmark your current vendor against what others in the industry are providing.

FAQ

FAQ: Safe Harbor Plan Design Options

FAQ

FAQ: ERISA's Fidelity Bonding Requirement

FAQ

FAQ: Employee Plans Compliance Resolution System (EPCRS)

FAQ

FAQ: Plan Compensation

FAQ

FAQ: Automatic Enrollment

FAQ

FAQ: Final Fee Disclosure Regulations

FAQ: Roth 401(k)

Best Practices for Beneficiary Designations in Retirement Plans

Issues for plan sponsors to consider when it comes to beneficiary designations are very broad. There is no "one-size fits all" answer when designing a retirement plan to deal with beneficiary designations. The right approach for your plan will be based on a number of facts and circumstances. Listed below are just a few of the issues plan sponsors should consider when administering beneficiary designations.

FAQ

FAQ: Roth 403(b)

We answer common questions about Roth 403(b) plans. Download the full FAQ.

FAQ

Resources

Subscribe to our blog!