Resources

Thought leadership with plan fiduciary education in mind

Retirement Plan Fee Benchmarking Case Study
Case Studies

Retirement Plan Fee Benchmarking Case Study

The challenges facing 401(k) and 403(b) retirement plan sponsors to ensure the fees associated with their retirement plan are reasonable in light of the services rendered can seem daunting. It's a balancing act requiring a diligent vendor monitoring program. An example of the work we do to assist our clients in this fiduciary duty is outlined in this case study focused on fee benchmarking.

Retirement Plan Investment Menu Review Case Study
Case Studies

Retirement Plan Investment Menu Review Case Study

Each committee should establish a fundamental set of beliefs relative to the construction of an investment menu. To learn more about the work we have done to review our clients' investment positions and menu design, download our investment menu review case study.

Webinar Recording: 2021 Regulatory Roundtable - Top of Mind Regulatory, Legislative, and Litigation Updates
Webinars

Webinar Recording: 2021 Regulatory Roundtable - Top of Mind Regulatory, Legislative, and Litigation Updates

Members of our Technical Services Committee conducted a round table discussion covering the legislative, regulatory, and litigation changes affecting retirement plans in 2021. We cover topics including the updated SECURE Act provisions, the DOL's lost and missing participant guidance (+ more cybersecurity and ESG updates), an update on the fee litigation cases this past year + much more.

Retirement Plan Committee Best Practices
White Papers

Retirement Plan Committee Best Practices

Download our guide to help understand what the Employee Retirement Income Security Act (ERISA) (and similar state laws) requires for retirement plans, how committees have typically functioned, and how committees will need to function to be successful and sustaining for years to come.

Protecting Participant Data: How to Monitor and Mitigate Recordkeeper Conflicts of Interest
White Papers

Protecting Participant Data: How to Monitor and Mitigate Recordkeeper Conflicts of Interest

We believe there are six areas where recordkeeping vendors have tried to monetize their relationship with retirement plans. This plan sponsor guide focuses on the fourth way of generating excess revenue –cross-selling retail financial products. For plan sponsors, it is important to understand how recordkeepers cross-sell retail financial products and what the plan sponsor’s obligation is to reduce or eliminate such cross-selling.

Investment Manager Due Diligence Outlines
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Investment Manager Due Diligence Outlines

When it comes to conducting manager selection, it is the things unseen that are the key to having confidence in the manager's ability to outperform in the future. This short resource guide provides a look into how we conduct our investment manager due diligence.

Investment Manager Selection for Actively-managed Funds
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Investment Manager Selection for Actively-managed Funds

In this paper, our investment analysts delve into how Multnomah Group conducts the investment manager due diligence that underlies our actively-managed fund recommendations. We cover how we construct actively-managed investment menus and evaluate investment management teams, philosophy and process, and portfolio construction and risk controls.

Webinar Recording: Best Practices in Fiduciary Governance
Webinars

Webinar Recording: Best Practices in Fiduciary Governance

Did you know that the DOL requires employers to educate retirement plan committee members on their roles and responsibilities? Recent litigation and audit activity from the Department of Labor has highlighted the challenges for employers without adequate governance and oversight. Well-run retirement plans nearly universally have the input, support, and decision-making of an entire committee with rules dictated by and accountability to the employer.

Meeting Minutes: The Importance of Documenting Your Process
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Meeting Minutes: The Importance of Documenting Your Process

Meeting minutes capture the discussion and decisions of the investment committee. Several sets of meeting minutes help weave together the story of the actions the committee has taken related to their retirement plan. Our resource walk through what plan sponsors should know about this documentation.

Investment Policy Statement Review Guide
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Investment Policy Statement Review Guide

When properly drafted and followed, an Investment Policy Statement (IPS) can be a valuable tool to assist plan fiduciaries in managing and mitigating investment-related risk. Read our quick review guide to learn what material you should and should not include in your IPS.

Webinar Recording: Environmental, Social, and Governance (ESG) Aware Investments
Webinars

Webinar Recording: Environmental, Social, and Governance (ESG) Aware Investments

Are you thinking about adding an ESG fund to your retirement plan's investment menu, already have one, or trying to determine if these types of investments might be right for your organization? This webinar delves into the world of ESG funds covering sustainable investing fundamentals; the investment case for / and against ESG; approaches to implementing, fiduciary responsibility and ESG funds, and the DOL history on ESG funds.

Webinar Recording: Don't Forget the Disclosures
Webinars

Webinar Recording: Don't Forget the Disclosures

Plan documents, fee disclosures, annual reports - these documents (and more) are all required participants notices as directed by ERISA. Do you know how you should deliver these notices or if you can hire an outside provider to help you engage your participants?

Webinar Recording: Recordkeeping Fee Compression
Webinars

Webinar Recording: Recordkeeping Fee Compression

During this webinar, we discuss the five areas where we feel recordkeeping vendors have tried to monetize their relationship with retirement plans: Proprietary investment management, Managed accounts, IRA rollovers, Cross-selling retail financial products, and Annuitization.

Fee Compression: Five Ways Providers Monetize Recordkeeping
White Papers

Fee Compression: Five Ways Providers Monetize Recordkeeping

Generally, we believe there are five areas where recordkeeping vendors have tried to monetize their relationship with retirement plans: proprietary investment management, managed accounts, IRA rollovers, cross-selling retail financial products, and annuitization. In this paper, we take a closer look at each of these five approaches.

Webinar Recording: Fiduciary Fundamentals
Webinars

Webinar Recording: Fiduciary Fundamentals

Are you a retirement plan fiduciary? Do you understand what it means to be an ERISA fiduciary and the associated responsibilities? Our "Fiduciary Fundamentals" webinar shares a piece of our Fiduciary Training Program focused on exploring and understanding fiduciary responsibilities.

Webinar Recording: Save Time & Manage Risk by Understanding Legislation, Litigation & Regulation Impacting Retirement Plans
Webinars

Webinar Recording: Save Time & Manage Risk by Understanding Legislation, Litigation & Regulation Impacting Retirement Plans

Keeping up with the legislative landscape impacting retirement plans has been a full-time job during 2018. If you are a member of the retirement plan committee, but it’s not your full-time job, then this webinar is for you.

Defining Expense Accounts
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Defining Expense Accounts

What IS a Plan Expense Account, also known as an ERISA Account, ERISA Budgets Account, or Revenue-Sharing Account, to name a few? Simply put, it's an account within the Plan to which your Plan's recordkeeper makes deposits to be used by the plan administrator.

The Nuts and Bolts of Health Savings Accounts

The Nuts and Bolts of Health Savings Accounts

Healthcare costs are rising in retirement. Many employers are utilizing high-deductible health plans as an option for their employees. During this webinar, we lead plan sponsors through the nuts and bolts of HSAs.

Top 5 Retirement Plan Resolutions for 2018
Webinars

Top 5 Retirement Plan Resolutions for 2018

As a plan sponsor, there may be many things you want to do or change in your retirement plan this year, like increasing participation rates or improving investor returns, likely the same goals you set back in 2017. In this webinar, Multnomah Group focuses on five pillars of plan health you can focus on this year and how to reasonably achieve them and recognize the benefits.

Is My Plan Working? Easy Ways to Evaluate Plan Success
Webinars

Is My Plan Working? Easy Ways to Evaluate Plan Success

We share straightforward ways to evaluate indicators of plan health. We discuss how plan fiduciaries should approach retirement plan goal setting, and how you can move your retirement plan committee from a reactive committee to a group whose decisions are outlined by goals and measured for accountability.

Understanding Retirement Plan Fees
Webinars

Understanding Retirement Plan Fees

During this webinar we shed light onto this opaque area and break down the common fees found in retirement plans in hopes of helping retirement plan sponsors achieve a greater understanding of their Plan's fees.

A Recap of 2016 as You Plan for 2017
Webinars

A Recap of 2016 as You Plan for 2017

2016 was a busy year in the retirement plan marketplace and a year that brought sweeping regulatory changes for industry professionals, followed by shifts in the political landscape that create a lack of predictability for what's to come.

DOL's Conflicts of Interest Rule: the Impact on Plan Sponsors
Webinars

DOL's Conflicts of Interest Rule: the Impact on Plan Sponsors

The Department of Labor published its highly-anticipated Conflict of Interest Rule and regulatory package on April 8, 2016. This sweeping regulatory package expands the scope of the fiduciary definition for those who provide investment advice to employers and employees in workplace retirement plans and to individual retirement accounts (IRAs).

Best Practices for Beneficiary Designations in Retirement Plans

Best Practices for Beneficiary Designations in Retirement Plans

Issues for plan sponsors to consider when it comes to beneficiary designations are very broad. There is no "one-size fits all" answer when designing a retirement plan to deal with beneficiary designations. The right approach for your plan will be based on a number of facts and circumstances. Listed below are just a few of the issues plan sponsors should consider when administering beneficiary designations.